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1.0

After disputing a rather large erroneous charge on my account Citi reduced my limit by 50%. The charge made my minimum payment increase.

Since I make the payment automatically, I don't check the statements every month. The card is rarely used so there was no reason to suspect this would happen. Even so, the extra $11 that was due was less than 30 days late. The credit limit reduction letter I received mentioned 4 possible reasons for the change.

When I called in, the rep couldn't tell me which one was the actual reason. Convenient since its impossible to dispute the unknown. The best part, I cant request a change to my credit limit for 6 months and yes, that includes when they do something less than fair or even honest. No requests for 6 months after any limit change.

But hey, they said I can call back in 6 months and they will look at it. Getting ready to buy a house.

This should help.......

STAY AWAY FROM THIS COMPANY!!!!!!!!!!!!!!!!!! becasue the change

User's recommendation: Dont be one.

Product or Service Mentioned: Citicards Credit Card.

Preferred solution: Restore my credit limit, but they wont.

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